As baby boomers approach retirement, we need to separate the ‘myth’ from the ‘fact’. This full-day seminar will provide a review of how to plan for retirement based on market history since 1900. Retirement issues such as risks of investing, sustainability of lifelong income, optimum asset mix, inflation protection and potential conflict of interest with your financial advisor will be covered. You will gain a better understanding of your clients’ retirement concerns and the proper tools necessary to give them crystal-clear answers about their retirement.
Who Should Attend
Members in industry and practitioners who are close to retirement, or those who advise on retirement planning.
basics of financial planning
review and description of the pitfalls of current retirement planning methods
market history and retirement, how luck effects your retirement, time value of fluctuations
four warning signals of diminishing luck
optimum asset allocation and rebalancing, different asset allocation strategies
common myths and pitfalls perpetuated by the financial industry
how much income is enough, how do you determine if savings are insufficient, sufficient or abundant
designing the ‘perfect mix’ of annuities and investments, the zone strategy
asset selection: when to choose what, typical low-cost portfolios
how to use the market-history-based retirement calculator
design your own case study: are you in the Green or Red Zone?
Comments from Past Attendees
“Excellent portrayal of investment risks & uncertainties.” “Fresh take on planning for retirement – considerations not expressed by my own financial advisor.” “Excellent seminar, exceeded my expectations.” “Good general overview of retirement planning and variable to consider.” “Excellent presenter – knowledgeable, keen and humorous.”
Jim Otar, CFP, BASC, MENG