Designing Retirement Income (On-Demand - CPABC)
Overview
It is harder than ever to create a worry-free retirement cash flow to pay for lifestyle after age 60. Low interest rates on bonds, fewer pensions, kids at home and longer lives have left the average Canadian struggling to find enough money to survive in retirement.
This fast paced on-demand will address retirement cash flow considerations on retirement age, CPP, RRIF, income splitting, tax planning, estate factors, insurance and real estate.
The full range of investment products possibly considered for retirement including: dividend paying stocks, preferred shares, corporate bonds, GICs, bond funds and ETFs, REITs, TSWP mutual funds, guaranteed withdrawal insurance products, segregated fund from insurance companies and much more will be covered.
The course will include a case study on how to pull the plan together – from understanding expenses and how to match them up with income sources after tax.
Access expires 180 days from purchase date |
Applicable for
- individuals approaching retirement in the next few years or who are retired now and would like guidance on these different topic areas of retirement planning
- professionals providing retirement planning advice to clients
- individuals assisting family members to manage their financial affairs
Content
- determining relevant costs in retirement and how it differs from the working years. Retirement budgeting and how to pay for periodic costs
- calculating how much money is needed to save for retirement and what is available to spend after retirement
- building an investment portfolio to provide for retirement spending and analyzing all the various products you can consider. Reviewing investment fees, investment taxation, different advisors you may consider and even do-it-yourself investing
- retirement planning concepts and strategies for discussion will include CPP, Old Age Security, RRIFs, real estate downsizing or not, career length, supporting children, old age healthcare costs, pensions, no pension, spousal death and more
- income tax minimization and deferral strategies designed just for retirees
- what role your Will and estate plan has on your retirement
Course Content Created: 2015
Course Content Updated: 2025
The information is current as of the creation or last updated date. While we strive to keep our inventory updated and periodically remove outdated titles, changes in accounting, tax, legislation and technology may occur. Purchasers should note the date and verify for themselves if the course is still relevant to their needs.Presenter
Kurt Rosentreter, CPA, CA, CFP, CLU, TEP, FCSIAbout This Product
On-Demand Courses by CPABC are recordings from live seminars, made available with any corresponding handout material, where available.These titles are eligible for Verifiable CPD Hours – in order to claim these hours as verifiable, you will be required to successfully complete a short quiz. You will be able to print or save your electronic certificate of completion.
Please note that not all on-demand courses include downloadable materials such as course notes or slides.
How to get started
Upon completion of purchase, go to mylms.bccpa.ca and log in using your CPABC Online Services credentials. Click “Go to your Courses and Materials” to go to your Learning Center, then find and click on your course title.
Course Dates & Registration
- 5
- CPD Hours
- 0
- Ethics Hours
- 0
- AML Hours
- 7
- Credits
Starting April 1, 2026, a 2.1% fee will be applied to all credit card transactions. Learn more about this fee and how it relates to PD registrations.
Designing Retirement Income (On-Demand - CPABC)
- 5
- CPD Hours
- 0
- Ethics Hours
- 0
- AML Hours
- 7
- Credits
Overview
It is harder than ever to create a worry-free retirement cash flow to pay for lifestyle after age 60. Low interest rates on bonds, fewer pensions, kids at home and longer lives have left the average Canadian struggling to find enough money to survive in retirement.
This fast paced on-demand will address retirement cash flow considerations on retirement age, CPP, RRIF, income splitting, tax planning, estate factors, insurance and real estate.
The full range of investment products possibly considered for retirement including: dividend paying stocks, preferred shares, corporate bonds, GICs, bond funds and ETFs, REITs, TSWP mutual funds, guaranteed withdrawal insurance products, segregated fund from insurance companies and much more will be covered.
The course will include a case study on how to pull the plan together – from understanding expenses and how to match them up with income sources after tax.
Access expires 180 days from purchase date |
Applicable for
- individuals approaching retirement in the next few years or who are retired now and would like guidance on these different topic areas of retirement planning
- professionals providing retirement planning advice to clients
- individuals assisting family members to manage their financial affairs
Content
- determining relevant costs in retirement and how it differs from the working years. Retirement budgeting and how to pay for periodic costs
- calculating how much money is needed to save for retirement and what is available to spend after retirement
- building an investment portfolio to provide for retirement spending and analyzing all the various products you can consider. Reviewing investment fees, investment taxation, different advisors you may consider and even do-it-yourself investing
- retirement planning concepts and strategies for discussion will include CPP, Old Age Security, RRIFs, real estate downsizing or not, career length, supporting children, old age healthcare costs, pensions, no pension, spousal death and more
- income tax minimization and deferral strategies designed just for retirees
- what role your Will and estate plan has on your retirement
Course Content Created: 2015
Course Content Updated: 2025
The information is current as of the creation or last updated date. While we strive to keep our inventory updated and periodically remove outdated titles, changes in accounting, tax, legislation and technology may occur. Purchasers should note the date and verify for themselves if the course is still relevant to their needs.Presenter
Kurt Rosentreter, CPA, CA, CFP, CLU, TEP, FCSIAbout This Product
On-Demand Courses by CPABC are recordings from live seminars, made available with any corresponding handout material, where available.These titles are eligible for Verifiable CPD Hours – in order to claim these hours as verifiable, you will be required to successfully complete a short quiz. You will be able to print or save your electronic certificate of completion.
Please note that not all on-demand courses include downloadable materials such as course notes or slides.
How to get started
Upon completion of purchase, go to mylms.bccpa.ca and log in using your CPABC Online Services credentials. Click “Go to your Courses and Materials” to go to your Learning Center, then find and click on your course title.
Course Dates & Registration
Starting April 1, 2026, a 2.1% fee will be applied to all credit card transactions. Learn more about this fee and how it relates to PD registrations.