Tired of high mutual fund fees, stock market rollercoasters, and the biased advice of financial advisors who profit off you?

This newly updated course for 2026 is designed to give you the information, tools and confidence to take charge of your personal finance and investing strategy, whether you use a financial advisor or not.

Watch a short promotional video of the course here:

Access expires 180 days from purchase date

In this course, you will discover the six point plan for financial freedom, which includes a safe investing strategy for a 100% fixed income portfolio. The content has been expanded and revised to include many other investment options.

Learn about a full-service investment dealer or broker, a discount broker, a robo-advisor, a fee-only financial planner and a deposit broker. You'll also see demonstrations of actual online accounts with a discount broker, Questrade, and a robo-advisor, Wealthsimple. The course also looks at what experts say about future stock market returns and where interest rates are going to help you plan appropriately.

Delve into the issue of RRSPs vs the alternatives and look at investing in equities inside and RRSP versus a regular taxable account versus a TFSA. Explore other options including real estate, reinvesting in your own business, paying off debt, and retaining profits in a corporation for later dividend distribution.

There are six free spreadsheets in the course including the S&P TSX Total Return vs GIC Calculator to show you how well the stock market in Canada has done vs the risk free benchmark of GICs; the RRSP vs Regular vs TFSA Analyzer; the RRSP vs Pay Down Debt Calculator; the RRSP vs Retaining Profits in Corporation Calculator; the Tax Turbo-Charged RRSP Calculator; and the Money Maximizer to help you determine if you will have enough money to retire well.

Individuals wishing to improve their knowledge of current investing options, make the most out of their investment returns to ensure a comfortable retirement.

• Learn about different ways to invest for your future
• See demonstrations of Questrade and Wealthsimple online accounts
• Find out what experts predict for future stock market returns and interest rates
• Discover how well the stock markets in Canada and the US have done vs the risk-free benchmark of GICs going back 50 years
• Find out how to use a laddered GIC strategy to keep the fixed income portion of your investments safe

 

Course Content Created: July 2024

Course Content Updated: August 2026

The information is current as of the creation or last updated date. While we strive to keep our inventory updated and periodically remove outdated titles, changes in accounting, tax, legislation and technology may occur. Purchasers should note the date and verify for themselves if the course is still relevant to their needs.

Presenter

David Trahair, CPA, CA

About This Product

CPABC On-Demand Courses offer self-paced learning through recorded sessions from previously delivered live seminars. Where available, accompanying materials such as handouts or course notes are included. On-demand courses are eligible for verifiable CPD hours upon successful completion, and a certificate will be made available for download for your records.

Please note that not all on-demand courses include downloadable materials such as handouts, course notes or presentation slides.

How to get started

After completing your purchase, go to mylms.bccpa.ca. Log in using your CPABC Online Services credentials. Click Go to Your Courses and Materials to access your Learning Center. Select your course title to begin.