How to Maximize Your CPP and OAS Pensions (On-Demand - CPABC)
Overview
In this course, we cover everything you need to know about the Canada Pension Plan (CPP) and Old Age Security (OAS) to maximize your total benefits. We dive deep into the new "second earnings ceiling" (YAMPE) and how it affects premiums and tax treatment—especially for self-employed individuals and high-income earners. We also explore critical policy changes effective January 2025 regarding pension sharing, survivor benefits, and credit splitting for divorced or separated couples.
Watch a short promotional video of the course here:
Access expires 180 days from purchase date |
Course Description
Applicable for
Learning Objectives
- Calculate your specific CPP retirement pension using provided spreadsheets
- Understand the fully implemented CPP enhancement and the new second earnings ceiling (YAMPE)
- Navigate the 2024/2025 updates to the My Service Canada Account dashboard
- Apply January 2025 policy updates for survivor pensions and pension sharing
- Determine the optimal timing strategies for starting CPP and OAS based on inflation, wage growth, and tax-efficiency
- Advise clients on the tax-deductibility of first and second additional CPP contributions
Content
To ensure you leave with actionable resources, you will receive three free spreadsheets: the CPP Retirement Pension Calculator, the CPP Elect Age Calculator, and the CPP Return Calculator, along with a comprehensive package of all the government forms discussed.
Course Content Created: February 2026
The information is current as of the creation or last updated date. While we strive to keep our inventory updated and periodically remove outdated titles, changes in accounting, tax, legislation and technology may occur. Purchasers should note the date and verify for themselves if the course is still relevant to their needs.Presenter
David Trahair, CPA, CAAbout This Product
CPABC On-Demand Courses offer self-paced learning through recorded sessions from previously delivered live seminars. Where available, accompanying materials such as handouts or course notes are included. On-demand courses are eligible for verifiable CPD hours upon successful completion, and a certificate will be made available for download for your records.
Please note that not all on-demand courses include downloadable materials such as handouts, course notes or presentation slides.
How to get started
After completing your purchase, go to mylms.bccpa.ca. Log in using your CPABC Online Services credentials. Click Go to Your Courses and Materials to access your Learning Center. Select your course title to begin.
Course Dates & Registration
- 3
- CPD Hours
- 0
- Ethics Hours
- 0
- AML Hours
- 4
- Credits
Starting April 1, 2026, a 2.1% fee will be applied to all credit card transactions. Learn more about this fee and how it relates to PD registrations.
How to Maximize Your CPP and OAS Pensions (On-Demand - CPABC)
- 3
- CPD Hours
- 0
- Ethics Hours
- 0
- AML Hours
- 4
- Credits
Overview
In this course, we cover everything you need to know about the Canada Pension Plan (CPP) and Old Age Security (OAS) to maximize your total benefits. We dive deep into the new "second earnings ceiling" (YAMPE) and how it affects premiums and tax treatment—especially for self-employed individuals and high-income earners. We also explore critical policy changes effective January 2025 regarding pension sharing, survivor benefits, and credit splitting for divorced or separated couples.
Watch a short promotional video of the course here:
Access expires 180 days from purchase date |
Course Description
Applicable for
Learning Objectives
- Calculate your specific CPP retirement pension using provided spreadsheets
- Understand the fully implemented CPP enhancement and the new second earnings ceiling (YAMPE)
- Navigate the 2024/2025 updates to the My Service Canada Account dashboard
- Apply January 2025 policy updates for survivor pensions and pension sharing
- Determine the optimal timing strategies for starting CPP and OAS based on inflation, wage growth, and tax-efficiency
- Advise clients on the tax-deductibility of first and second additional CPP contributions
Content
To ensure you leave with actionable resources, you will receive three free spreadsheets: the CPP Retirement Pension Calculator, the CPP Elect Age Calculator, and the CPP Return Calculator, along with a comprehensive package of all the government forms discussed.
Course Content Created: February 2026
The information is current as of the creation or last updated date. While we strive to keep our inventory updated and periodically remove outdated titles, changes in accounting, tax, legislation and technology may occur. Purchasers should note the date and verify for themselves if the course is still relevant to their needs.Presenter
David Trahair, CPA, CAAbout This Product
CPABC On-Demand Courses offer self-paced learning through recorded sessions from previously delivered live seminars. Where available, accompanying materials such as handouts or course notes are included. On-demand courses are eligible for verifiable CPD hours upon successful completion, and a certificate will be made available for download for your records.
Please note that not all on-demand courses include downloadable materials such as handouts, course notes or presentation slides.
How to get started
After completing your purchase, go to mylms.bccpa.ca. Log in using your CPABC Online Services credentials. Click Go to Your Courses and Materials to access your Learning Center. Select your course title to begin.
Course Dates & Registration
Starting April 1, 2026, a 2.1% fee will be applied to all credit card transactions. Learn more about this fee and how it relates to PD registrations.