How to Retire in 10 Years or Less (On-Demand - CPABC)
Overview
UPDATED OCTOBER 2026 EDITION: Completely updated with the latest tax rates, CPP and TFSA rules, life expectancy tables, interest and annuity rates, and government health and estate programs.
Retirement planning doesn’t have to start in your 20s. If you’re a CPA in Canada and feeling behind, or know someone who is, this course is your roadmap to a secure retirement. Based on David Trahair’s bestselling book The Procrastinator’s Guide to Retirement, it gives you a practical, numbers-driven plan to build significant retirement savings in 10 years or less.
Watch a short promotional video of the course here:
Access expires 180 days from purchase date |
Applicable for
Learning Objectives
- Track Your Spending: Use bank tools, spreadsheets and AI in Excel.
- Optimize Accumulation & Drawdown: Plan savings and withdrawals with the free Number Cruncher.
- Decide Where Extra Cash Goes: RRSP, TFSA, pay down debt or a regular investment account.
- Understand Retirement Income Sources: RRIFs vs annuities, CPP and OAS.
- Use Retirement Tax Opportunities: Pension income amount, pension splitting, spousal RRSPs and early RRIFs.
- Manage Sequence-of-Return Risk: See how an early market crash can affect your savings.
- Prepare for Old Age Healthcare Costs: Know what government plans do and don’t cover.
- Plan for Death Taxes & Probate: Final tax return, probate fees and organizing your estate.
- Tackle Debt & Choose the Right Credit Card: Proven debt reduction methods and a free comparison tool.
- Use AI Wisely: Let AI agents do the heavy lifting, and verify the results yourself.
Content
New for 2026:
- AI agents in action: Copilot in Excel categorizes spending, and an AI agent runs a full retirement Goal Seek, plus why you must check its work.
- Updated tools and case study: the Number Cruncher now calculates CPP2 automatically, and the Simpsons’ 10-year journey uses current tax rates.
- Latest data and programs: 2022–2024 life tables, GIC and inflation history to 2025, current annuity and reverse mortgage rates, and the Canadian Dental Care Plan.
You’ll also receive free Excel tools: the Procrastinator’s Number Cruncher, RRSP vs Pay Down Debt Calculator, RRSP Needed for Mortgage Calculator, Drawdown Risk Calculator, Annuity Return Calculator and Estate Planning Record Keeper.Whether you’re drowning in debt or just unsure where to start, this course will give you clarity, confidence, and a practical plan to retire comfortably without sacrificing your lifestyle.
Course Content Created: October 2020
Course Content Updated: October 2026
The information is current as of the creation or last updated date. While we strive to keep our inventory updated and periodically remove outdated titles, changes in accounting, tax, legislation and technology may occur. Purchasers should note the date and verify for themselves if the course is still relevant to their needs.Presenter
David Trahair, CPA, CAAbout This Product
CPABC On-Demand Courses offer self-paced learning through recorded sessions from previously delivered live seminars. Where available, accompanying materials such as handouts or course notes are included. On-demand courses are eligible for verifiable CPD hours upon successful completion, and a certificate will be made available for download for your records.
Please note that not all on-demand courses include downloadable materials such as handouts, course notes or presentation slides.
How to get started
After completing your purchase, go to mylms.bccpa.ca. Log in using your CPABC Online Services credentials. Click Go to Your Courses and Materials to access your Learning Center. Select your course title to begin.
Course Dates & Registration
- 4
- CPD Hours
- 0
- Ethics Hours
- 0
- AML Hours
- 5
- Credits
Starting April 1, 2026, a 2.1% fee will be applied to all credit card transactions. Learn more about this fee and how it relates to PD registrations.
How to Retire in 10 Years or Less (On-Demand - CPABC)
- 4
- CPD Hours
- 0
- Ethics Hours
- 0
- AML Hours
- 5
- Credits
Overview
UPDATED OCTOBER 2026 EDITION: Completely updated with the latest tax rates, CPP and TFSA rules, life expectancy tables, interest and annuity rates, and government health and estate programs.
Retirement planning doesn’t have to start in your 20s. If you’re a CPA in Canada and feeling behind, or know someone who is, this course is your roadmap to a secure retirement. Based on David Trahair’s bestselling book The Procrastinator’s Guide to Retirement, it gives you a practical, numbers-driven plan to build significant retirement savings in 10 years or less.
Watch a short promotional video of the course here:
Access expires 180 days from purchase date |
Applicable for
Learning Objectives
- Track Your Spending: Use bank tools, spreadsheets and AI in Excel.
- Optimize Accumulation & Drawdown: Plan savings and withdrawals with the free Number Cruncher.
- Decide Where Extra Cash Goes: RRSP, TFSA, pay down debt or a regular investment account.
- Understand Retirement Income Sources: RRIFs vs annuities, CPP and OAS.
- Use Retirement Tax Opportunities: Pension income amount, pension splitting, spousal RRSPs and early RRIFs.
- Manage Sequence-of-Return Risk: See how an early market crash can affect your savings.
- Prepare for Old Age Healthcare Costs: Know what government plans do and don’t cover.
- Plan for Death Taxes & Probate: Final tax return, probate fees and organizing your estate.
- Tackle Debt & Choose the Right Credit Card: Proven debt reduction methods and a free comparison tool.
- Use AI Wisely: Let AI agents do the heavy lifting, and verify the results yourself.
Content
New for 2026:
- AI agents in action: Copilot in Excel categorizes spending, and an AI agent runs a full retirement Goal Seek, plus why you must check its work.
- Updated tools and case study: the Number Cruncher now calculates CPP2 automatically, and the Simpsons’ 10-year journey uses current tax rates.
- Latest data and programs: 2022–2024 life tables, GIC and inflation history to 2025, current annuity and reverse mortgage rates, and the Canadian Dental Care Plan.
You’ll also receive free Excel tools: the Procrastinator’s Number Cruncher, RRSP vs Pay Down Debt Calculator, RRSP Needed for Mortgage Calculator, Drawdown Risk Calculator, Annuity Return Calculator and Estate Planning Record Keeper.Whether you’re drowning in debt or just unsure where to start, this course will give you clarity, confidence, and a practical plan to retire comfortably without sacrificing your lifestyle.
Course Content Created: October 2020
Course Content Updated: October 2026
The information is current as of the creation or last updated date. While we strive to keep our inventory updated and periodically remove outdated titles, changes in accounting, tax, legislation and technology may occur. Purchasers should note the date and verify for themselves if the course is still relevant to their needs.Presenter
David Trahair, CPA, CAAbout This Product
CPABC On-Demand Courses offer self-paced learning through recorded sessions from previously delivered live seminars. Where available, accompanying materials such as handouts or course notes are included. On-demand courses are eligible for verifiable CPD hours upon successful completion, and a certificate will be made available for download for your records.
Please note that not all on-demand courses include downloadable materials such as handouts, course notes or presentation slides.
How to get started
After completing your purchase, go to mylms.bccpa.ca. Log in using your CPABC Online Services credentials. Click Go to Your Courses and Materials to access your Learning Center. Select your course title to begin.
Course Dates & Registration
Starting April 1, 2026, a 2.1% fee will be applied to all credit card transactions. Learn more about this fee and how it relates to PD registrations.